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PANW

Palo Alto Networks, Inc. (PANW) Stock Analysis — Fair Value, Risk & Moat Rating

NMS · Technology · Software - Infrastructure

$169.56 0.00 (0.0%) As of Apr 20, 2026
Overall Verdict Caution
6.05
Altman Z-ScoreSafe Zone
$109.01
Fair ValueOvervalued -55.5%
3.1
Moat RatingNarrow moat
TL;DR · Audit Summary

Is Palo Alto Networks, Inc. a safe investment right now?

Palo Alto Networks, Inc.'s Altman Z-Score of 6.05 places it in the safe zone. Our DCF model estimates intrinsic value at $109.01, suggesting the stock is overvalued by 56%. Moat rating: 3.1/5 stars.

Section 01 · Bankruptcy Risk

Could Palo Alto Networks, Inc. go bankrupt? Altman Z-Score analysis

6.05

Z-Score of 6.05 is above 3.0, indicating the company is financially healthy by this metric.

  • Below 1.8 — Distress Zone (high bankruptcy risk)
  • 1.8 to 3.0 — Gray Zone (elevated uncertainty)
  • Above 3.0 — Safe Zone (financially healthy)

What drives PANW's Z-Score?

Altman Z-Score components for PANW
ComponentFormulaValueWeightContribution
A · Working Capital / Total AssetsWC / TA-0.04171.2-0.05
B · Retained Earnings / Total AssetsRE / TA0.06751.40.09
C · EBIT / Total AssetsEBIT / TA0.01943.30.06
D · Market Cap / Total LiabilitiesMCap / TL9.33530.65.6
E · Revenue / Total AssetsRev / TA0.34481.00.34

How has PANW's financial health changed over time?

3.0 Safe1.8 Distress-1.21.64.47.210.12016201720182019202020212022202320242025
PANW Z-Score history
YearZ-ScoreZone
2016-0.69Distress
2017-0.03Distress
2018-0.22Distress
20190.43Distress
20200.39Distress
20210.44Distress
20228.75Safe
20236.78Safe
20246.59Safe
20256.05Safe

Source: Calculated from PANW's latest 10-K filing on SEC EDGAR.

Section 02 · Fair Value Estimate (Value-Speculation)

What could Palo Alto Networks, Inc. be worth? (High Uncertainty)

Value-Speculation Classification: This stock has fundamental underpinnings but is priced on growth expectations. Fair value estimated with wider uncertainty bands.
Blended Fair Value · FVL Estimate$109.01
vs
Market Price · today$169.56

Fair value range: $72.00 — $174.20

Margin of Safety -55.5% Growth-adjusted estimate suggests 55.5% premium to fair value. Range $72-$174. This stock is priced for continued high growth.

Valuation Methods Used

FVL multi-factor valuation breakdown
MethodFair ValueWeightDetail
Historical PE × Forward EPS$72.0050%40.0x avg PE (1 years) × $1.80 forward EPS
DCF (Discounted Cash Flow)$174.2030%Two-stage DCF: $2.9B TTM FCF, 18.5% growth, 8.5% WACC
EV/FCF Multiple$103.7420%TTM FCF × 28x multiple + net cash

Assumptions & Data Sources

Valuation model inputs
ParameterValueSource
FCF Growth Rate (Stage 1)18.5%70% analyst consensus + 30% historical
Analyst EPS Growth (This Year)10.5%Consensus (49 analysts)
Analyst EPS Growth (Next Year)16.7%Consensus
Historical 5Y FCF CAGR29.9%SEC EDGAR
Terminal Growth Rate2.5%Long-term GDP proxy
Discount Rate (WACC)8.5%CAPM (Rf=4.3% + 0.77*5.5%)
Net Cash / (Debt)$4,077MBalance sheet
Base FCF (TTM)$2.9BTrailing 12 months
Shares Outstanding811,000,000Latest

Sensitivity Analysis

DCF intrinsic value at different growth & WACC assumptions
Growth Rate8% WACC10% WACC8.5% WACC13% WACC
0%$56.75$41.94$52.13$30.26
2.5%$65.70$48.18$60.23$34.42
5.0%$75.97$55.32$69.51$39.14
7.5%$89.98$64.89$82.12$45.33

Free Cash Flow History

PANW Free Cash Flow history
YearFCFGrowth
2016$0.1B
2017$0.3B+509.9%
2018$0.6B+83.7%
2019$0.7B+20.4%
2020$0.9B+31.3%
2021$0.9B+-0.2%
2022$0.8B+-11.2%
2023$1.4B+68.9%
2024$1.8B+29.2%
2025$2.6B+46.8%

Source: FCF data from SEC EDGAR filings. Price via Yahoo Finance.

Section 03 · Competitive Moat

Does Palo Alto Networks, Inc. have a durable competitive advantage?

★★★☆☆
Narrow moat

Moat rating: 3.1/5.

What makes up PANW's moat score?

ROIC Stability

★☆☆☆☆

ROIC variability over the past decade. Score: 1/5.

Gross Margin Trend

★★★★☆

Gross margin trajectory over the past decade. Score: 4/5.

Switching Costs

★★★★★

Estimated customer lock-in based on margin level. Score: 5/5.

How stable is PANW's return on invested capital?

0%-28%-19%-9%0%10%2016201720182019202020212022202320242025
PANW ROIC history
YearROICTrend
2016-23.1%
2017-5.0%Rising
2018-7.0%Declining
2019-4.3%Rising
2020-2.3%Rising
2021-0.9%Rising
2022-3.5%Declining
2023-7.7%Declining
2024-2.8%Rising
20253.1%Rising

Source: ROIC calculated from SEC EDGAR filings.

Section 04 · Dividend Safety

Is Palo Alto Networks, Inc.'s dividend safe?

Status Suspended Palo Alto Networks, Inc. has suspended its dividend. No payout is currently being made to shareholders.
Section 05 · Financial Summary

Palo Alto Networks, Inc.'s key financial metrics

PANW financial summary
MetricLatest1Y Ago3Y AgoTrend
Revenue $6.9B $5.5B $3.4B Rising
Net Income $0.4B −$0.3B −$0.3B Rising
Free Cash Flow $2.6B $1.8B $0.8B Rising
Gross Margin 72.3% 68.8% 70.7% Stable
Section 06 · FAQ

Common questions about Palo Alto Networks, Inc.

Is Palo Alto Networks, Inc. at risk of going bankrupt?

Palo Alto Networks, Inc.'s Altman Z-Score of 6.05 places it in the safe zone. This metric uses balance sheet ratios to predict bankruptcy probability within 2 years. A score below 1.8 signals distress, while above 3.0 indicates safety.

What is Palo Alto Networks, Inc.'s intrinsic value based on DCF?

Our DCF model estimates Palo Alto Networks, Inc.'s intrinsic value at $109.01 per share. The current margin of safety is -55.5%. This estimate is based on historical free cash flow trends and a risk-adjusted discount rate.

Does Palo Alto Networks, Inc. have a competitive moat?

Palo Alto Networks, Inc. receives a moat rating of 3.1 out of 5 stars, based on ROIC stability, gross margin trends, and estimated switching costs. A rating above 3.5 suggests a durable competitive advantage.

Does Palo Alto Networks, Inc. pay a dividend?

Palo Alto Networks, Inc. does not currently pay a regular dividend, or has suspended its dividend. Check the dividend safety section for the latest status.

PANW · Value Investing Quiz

Before you invest in Palo Alto Networks, Inc., make sure you truly understand it.

A deep understanding of a company's fundamentals, risk profile, and competitive position dramatically increases your investment accuracy and odds of success.

Pass the quiz to earn the PANW Certified Value Investor badge.

FairValueLabs Disclaimer

All valuations, scores, ratings, and classifications on this page are produced by the FairValueLabs internal valuation system. They do not represent actual market value, guaranteed outcomes, or professional investment advice. These are analytical estimates for educational and research purposes only.

This is not financial advice. All data is sourced from SEC EDGAR public filings. Always consult a qualified financial advisor before making investment decisions.

Last updated: Apr 20, 2026. Data sources: SEC EDGAR (financial statements), Yahoo Finance (market data, analyst consensus). Data may not reflect the most recent quarter.

PANW analysis methodology: How we calculate fair value, Z-Scores, and moat ratings