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Applied Materials, Inc. (AMAT) Stock Analysis — Fair Value, Risk & Moat Rating

NMS · Technology · Semiconductor Equipment & Materials

$391.62 -5.32 (-1.3%) As of Apr 20, 2026
Overall Verdict Safe Zone
16.07
Altman Z-ScoreSafe Zone
$183.06
Fair ValueOvervalued -113.9%
3.7
Moat RatingSolid moat · eroding
TL;DR · Audit Summary

Is Applied Materials, Inc. a safe investment right now?

Applied Materials, Inc.'s Altman Z-Score of 16.07 places it in the safe zone. Our DCF model estimates intrinsic value at $183.06, suggesting the stock is overvalued by 114%. Moat rating: 3.7/5 stars.

Section 01 · Financial Health

Could Applied Materials, Inc. go bankrupt? Altman Z-Score analysis

16.07

Z-Score of 16.07 is above 3.0, indicating the company is financially healthy by this metric.

  • Below 1.8 — Distress Zone (high bankruptcy risk)
  • 1.8 to 3.0 — Gray Zone (elevated uncertainty)
  • Above 3.0 — Safe Zone (financially healthy)

What drives AMAT's Z-Score?

Altman Z-Score components for AMAT
ComponentFormulaValueWeightContribution
A · Working Capital / Total AssetsWC / TA0.37061.20.44
B · Retained Earnings / Total AssetsRE / TA1.4431.42.02
C · EBIT / Total AssetsEBIT / TA0.22243.30.73
D · Market Cap / Total LiabilitiesMCap / TL20.17090.612.1
E · Revenue / Total AssetsRev / TA0.77061.00.77

How has AMAT's financial health changed over time?

3.0 Safe1.8 Distress0.07.915.923.831.72016201720182019202020212022202320242025
AMAT Z-Score history
YearZ-ScoreZone
201626.27Safe
201727.6Safe
201820.74Safe
201920.13Safe
202021.07Safe
202119.17Safe
202217.16Safe
202316.91Safe
202417.1Safe
202516.07Safe

Source: Calculated from AMAT's latest 10-K filing on SEC EDGAR.

Section 02 · Fair Value Estimate (Value-Speculation)

What could Applied Materials, Inc. be worth? (High Uncertainty)

Value-Speculation Classification: This stock has fundamental underpinnings but is priced on growth expectations. Fair value estimated with wider uncertainty bands.
Blended Fair Value · FVL Estimate$183.06
vs
Market Price · today$391.62

Fair value range: $147.33 — $215.79

Margin of Safety -113.9% Growth-adjusted estimate suggests 113.9% premium to fair value. Range $147-$216. This stock is priced for continued high growth.

Valuation Methods Used

FVL multi-factor valuation breakdown
MethodFair ValueWeightDetail
Historical PE × Forward EPS$215.7950%18.8x avg PE (4 years) × $11.48 forward EPS
DCF (Discounted Cash Flow)$147.3330%Two-stage DCF: $4.3B TTM FCF, 20.0% growth, 13.1% WACC
EV/FCF Multiple$154.8520%TTM FCF × 28x multiple + net cash

Assumptions & Data Sources

Valuation model inputs
ParameterValueSource
FCF Growth Rate (Stage 1)20.0%70% analyst consensus + 30% historical
Analyst EPS Growth (This Year)17.5%Consensus (32 analysts)
Analyst EPS Growth (Next Year)27.2%Consensus
Historical 5Y FCF CAGR28.3%SEC EDGAR
Terminal Growth Rate2.5%Long-term GDP proxy
Discount Rate (WACC)13.1%CAPM (Rf=4.3% + 1.64*5.5%)
Net Cash / (Debt)$1,321MBalance sheet
Base FCF (TTM)$4.3BTrailing 12 months
Shares Outstanding793,609,867Latest

Sensitivity Analysis

DCF intrinsic value at different growth & WACC assumptions
Growth Rate8% WACC10% WACC13.1% WACC13% WACC
0%$88.07$65.08$46.53$46.96
2.5%$101.96$74.77$52.90$53.41
5.0%$117.89$85.84$60.14$60.73
7.5%$139.63$100.69$69.63$70.34

Free Cash Flow History

AMAT Free Cash Flow history
YearFCFGrowth
2016$1.6B
2017$0.9B+-39.2%
2018$2.3B+144.0%
2019$3.4B+48.9%
2020$3.2B+-8.1%
2021$2.8B+-11.3%
2022$3.4B+20.5%
2023$4.8B+41.2%
2024$4.6B+-3.4%
2025$7.6B+64.7%

Source: FCF data from SEC EDGAR filings. Price via Yahoo Finance.

Section 03 · Competitive Moat

Does Applied Materials, Inc. have a durable competitive advantage?

★★★½☆
Solid moat · eroding

Moat rating: 3.7/5.

What makes up AMAT's moat score?

ROIC Stability

★★★★☆

ROIC variability over the past decade. Score: 4/5.

Gross Margin Trend

★★★★☆

Gross margin trajectory over the past decade. Score: 4/5.

Switching Costs

★★★☆☆

Estimated customer lock-in based on margin level. Score: 3/5.

How stable is AMAT's return on invested capital?

0%-5%6%18%29%41%2016201720182019202020212022202320242025
AMAT ROIC history
YearROICTrend
201613.2%
201715.5%Rising
201814.1%Declining
201928.7%Rising
202030.8%Rising
202118.7%Declining
202222.4%Rising
202335.6%Rising
202433.3%Declining
202529.5%Declining

Source: ROIC calculated from SEC EDGAR filings.

Section 04 · Dividend Safety

Is Applied Materials, Inc.'s dividend safe?

A Dividend Safety Grade
Yield54.0%
Payout Ratio18.3%
Consecutive Years22
5Y Growth Rate-13.3%

Can Applied Materials, Inc. afford its dividend?

Payout ratio is 18.3%. FCF covers the dividend 3.9x. 22 consecutive years of payments.

Section 05 · Financial Summary

Applied Materials, Inc.'s key financial metrics

AMAT financial summary
MetricLatest1Y Ago3Y AgoTrend
Revenue $26.5B $25.8B $17.2B Rising
Net Income $6.9B $6.5B $3.6B Rising
Free Cash Flow $7.6B $4.6B $3.4B Rising
Gross Margin 46.7% 46.5% 44.7% Stable
Section 06 · FAQ

Common questions about Applied Materials, Inc.

Is Applied Materials, Inc. at risk of going bankrupt?

Applied Materials, Inc.'s Altman Z-Score of 16.07 places it in the safe zone. This metric uses balance sheet ratios to predict bankruptcy probability within 2 years. A score below 1.8 signals distress, while above 3.0 indicates safety.

What is Applied Materials, Inc.'s intrinsic value based on DCF?

Our DCF model estimates Applied Materials, Inc.'s intrinsic value at $183.06 per share. The current margin of safety is -113.9%. This estimate is based on historical free cash flow trends and a risk-adjusted discount rate.

Does Applied Materials, Inc. have a competitive moat?

Applied Materials, Inc. receives a moat rating of 3.7 out of 5 stars, based on ROIC stability, gross margin trends, and estimated switching costs. A rating above 3.5 suggests a durable competitive advantage.

Is Applied Materials, Inc.'s dividend safe?

Our dividend safety analysis examines payout ratio, free cash flow coverage, and the company's streak of consecutive dividend payments to determine whether the current payout is sustainable.

AMAT · Value Investing Quiz

Before you invest in Applied Materials, Inc., make sure you truly understand it.

A deep understanding of a company's fundamentals, risk profile, and competitive position dramatically increases your investment accuracy and odds of success.

Pass the quiz to earn the AMAT Certified Value Investor badge.

FairValueLabs Disclaimer

All valuations, scores, ratings, and classifications on this page are produced by the FairValueLabs internal valuation system. They do not represent actual market value, guaranteed outcomes, or professional investment advice. These are analytical estimates for educational and research purposes only.

This is not financial advice. All data is sourced from SEC EDGAR public filings. Always consult a qualified financial advisor before making investment decisions.

Last updated: Apr 20, 2026. Data sources: SEC EDGAR (financial statements), Yahoo Finance (market data, analyst consensus). Data may not reflect the most recent quarter.

AMAT analysis methodology: How we calculate fair value, Z-Scores, and moat ratings