FairValueLabs Valuation System Value Investment
DELL

Dell Technologies Inc. (DELL) Stock Analysis — Fair Value, Risk & Moat Rating

NYQ · Technology · Computer Hardware

$212.36 Fairly Valued 8.75 (4.3%) As of Apr 20, 2026 Not a buy/sell recommendation. See disclaimer.
Overall Verdict Caution
2.19
Altman Z-ScoreGray Zone
$207.20
Fair ValueFairly Valued (-2.5%)
3.4
Moat RatingNarrow moat
TL;DR · Audit Summary

Is Dell Technologies Inc. a safe investment right now?

Trading at $212.36, Dell Technologies Inc. (DELL) in the Technology sector carries a FairValueLabs fair value estimate of $207.20 — a margin of safety of -2.5%, placing it in the Fairly Valued. An Altman Z-Score of 2.19 lands in the gray zone, signaling elevated uncertainty around financial health. Our moat rating stands at 3.4/5 stars (Narrow moat), indicating moderate competitive positioning. On the income side, DELL currently pays a dividend with a safety grade of .

Section 01 · Financial Health

Could Dell Technologies Inc. go bankrupt? Altman Z-Score analysis

2.19

Z-Score of 2.19 places the company in the gray zone (1.8-3.0), warranting closer scrutiny.

  • Below 1.8 — Distress Zone (high bankruptcy risk)
  • 1.8 to 3.0 — Gray Zone (elevated uncertainty)
  • Above 3.0 — Safe Zone (financially healthy)

What drives DELL's Z-Score?

Altman Z-Score components for DELL
ComponentFormulaValueWeightContribution
A · Working Capital / Total AssetsWC / TA-0.0561.2-0.07
B · Retained Earnings / Total AssetsRE / TA0.03281.40.05
C · EBIT / Total AssetsEBIT / TA0.08713.30.29
D · Market Cap / Total LiabilitiesMCap / TL1.33080.60.8
E · Revenue / Total AssetsRev / TA1.1211.01.12

How has DELL's financial health changed over time?

3.0 Safe1.8 Distress0.01.02.03.04.02023202420252026
DELL Z-Score history
YearZ-ScoreZone
20231.97Gray
20242.03Gray
20252.31Gray
20262.19Gray

Source: Calculated from DELL's latest 10-K filing on SEC EDGAR.

Section 02 · Fair Value Estimate

What is Dell Technologies Inc. actually worth?

FVL Fair Value$207.20
vs
Market Price$212.36
Fairly Valued -2.5% Stock trades 2.5% above our estimated fair value of $207.20.

How we calculated this

FVL Valuation Model
InputValueSource
Predicted EPS (α)$10.36Proprietary blend of reported actuals + analyst consensus, weighted by α
Last Year EPS$8.68Annual report (SEC EDGAR)
Analyst Consensus EPS (This Year)$12.8923 analysts consensus
Trailing P/E23.5xCurrent market pricing
Fair P/E (β discount)20.0xTrailing PE adjusted by value discount factor β, hard-capped
Earnings Trend (γ)AcceleratingDirectional signal: predicted vs trailing EPS

Wall Street Reference: Analyst consensus target price is $180.52 (23 analysts). This is shown for reference only and is not used in our valuation model.

Source: Earnings data from SEC EDGAR filings. Market data via Yahoo Finance.

Section 03 · Competitive Moat

Does Dell Technologies Inc. have a durable competitive advantage?

★★★☆☆
Narrow moat

Moat rating: 3.4/5.

What makes up DELL's moat score?

ROIC Stability

★★★★☆

ROIC variability over the past decade. Score: 4/5.

Gross Margin Trend

★★★☆☆

Gross margin trajectory over the past decade. Score: 3/5.

Switching Costs

★★★☆☆

Estimated customer lock-in based on margin level. Score: 3/5.

How stable is DELL's return on invested capital?

0%-5%5%15%25%35%2023202420252026
DELL ROIC history
YearROICTrend
202317.0%
202423.5%Rising
202528.0%Rising
202630.4%Rising

Source: ROIC calculated from SEC EDGAR filings.

Section 04 · Dividend Safety

Is Dell Technologies Inc.'s dividend safe?

B Dividend Safety Grade
Yield123.0%
Payout Ratio24.2%
Consecutive Years5
5Y Growth Rate0.0%

Can Dell Technologies Inc. afford its dividend?

Payout ratio is 24.2%. FCF covers the dividend 0.6x. 5 consecutive years of payments.

Section 05 · Financial Summary

Dell Technologies Inc.'s key financial metrics

DELL financial summary
MetricLatest1Y Ago3Y AgoTrend
Revenue $113.5B $95.6B $102.3B Rising
Net Income $5.9B $4.6B $2.4B Rising
Free Cash Flow $8.6B $1.9B $0.6B Rising
Gross Margin 20.0% 22.2% 22.2% Declining
Section 06 · FAQ

Common questions about Dell Technologies Inc.

Is Dell Technologies Inc. at risk of going bankrupt?

Dell Technologies Inc.'s Altman Z-Score of 2.19 places it in the gray zone. This metric uses balance sheet ratios to predict bankruptcy probability within 2 years. A score below 1.8 signals distress, while above 3.0 indicates safety.

What is Dell Technologies Inc.'s estimated fair value?

Our valuation model estimates Dell Technologies Inc.'s fair value at $207.20 per share. The current margin of safety is -2.5%. This estimate uses a PE-based approach with analyst consensus earnings.

Does Dell Technologies Inc. have a competitive moat?

Dell Technologies Inc. receives a moat rating of 3.4 out of 5 stars, based on ROIC stability, gross margin trends, and estimated switching costs. A rating above 3.5 suggests a durable competitive advantage.

Is Dell Technologies Inc.'s dividend safe?

Our dividend safety analysis examines payout ratio, free cash flow coverage, and the company's streak of consecutive dividend payments to determine whether the current payout is sustainable.

FairValueLabs Disclaimer

All valuations, scores, ratings, and classifications on this page are produced by the FairValueLabs internal valuation system. They do not represent actual market value, guaranteed outcomes, or professional investment advice. These are analytical estimates for educational and research purposes only.

This is not financial advice. All data is sourced from SEC EDGAR public filings. Always consult a qualified financial advisor before making investment decisions.

Last updated: Apr 20, 2026. Data sources: SEC EDGAR (financial statements), Yahoo Finance (market data, analyst consensus). Data may not reflect the most recent quarter.

DELL analysis methodology: How we calculate fair value, Z-Scores, and moat ratings