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MGM

MGM Resorts International (MGM) Stock Analysis — Fair Value, Risk & Moat Rating

NYQ · Consumer Cyclical · Resorts & Casinos

$39.11 Overvalued -0.29 (-0.7%) As of Apr 22, 2026 Not a buy/sell recommendation. See disclaimer.
Overall Verdict High Risk
0.74
Altman Z-ScoreDistress Zone
$30.00
Fair ValueOvervalued (-30.4%)
3.1
Moat RatingNarrow moat
TL;DR · Audit Summary

Is MGM Resorts International a safe investment right now?

Trading at $39.11, MGM Resorts International (MGM) in the Consumer Cyclical sector carries a FairValueLabs fair value estimate of $30.00 — a margin of safety of -30.4%, placing it in the Overvalued. With an Altman Z-Score of 0.74, the company sits in the distress zone — bankruptcy risk is elevated and warrants close monitoring. Our moat rating stands at 3.1/5 stars (Narrow moat), indicating moderate competitive positioning.

Section 01 · Financial Health

Could MGM Resorts International go bankrupt? Altman Z-Score analysis

0.74

Z-Score of 0.74 falls below the 1.8 distress threshold, indicating significant financial stress.

  • Below 1.8 — Distress Zone (high bankruptcy risk)
  • 1.8 to 3.0 — Gray Zone (elevated uncertainty)
  • Above 3.0 — Safe Zone (financially healthy)

What drives MGM's Z-Score?

Altman Z-Score components for MGM
ComponentFormulaValueWeightContribution
A · Working Capital / Total AssetsWC / TA0.01981.20.02
B · Retained Earnings / Total AssetsRE / TA0.05091.40.07
C · EBIT / Total AssetsEBIT / TA0.01693.30.06
D · Market Cap / Total LiabilitiesMCap / TL0.28080.60.17
E · Revenue / Total AssetsRev / TA0.42391.00.42

How has MGM's financial health changed over time?

3.0 Safe1.8 Distress0.01.02.03.04.02022202320242025
MGM Z-Score history
YearZ-ScoreZone
20220.8Distress
20230.87Distress
20240.83Distress
20250.74Distress

Source: Calculated from MGM's latest 10-K filing on SEC EDGAR.

Section 02 · Fair Value Estimate

What is MGM Resorts International actually worth?

FVL Fair Value$30.00
vs
Market Price$39.11
Overvalued -30.4% Stock trades 30.4% above our estimated fair value of $30.00.

How we calculated this

FVL Valuation Model
InputValueSource
Predicted EPS (α)$0.75Proprietary blend of reported actuals (4Q actual) + analyst consensus, weighted by α
Last Year EPS$0.76Annual report (SEC EDGAR)
Analyst Consensus EPS (This Year)$1.8518 analysts consensus
Trailing P/E51.5xCurrent market pricing
Fair P/E (β discount)40.0xTrailing PE adjusted by value discount factor β, hard-capped
Earnings Trend (γ)StableDirectional signal: predicted vs trailing EPS

Wall Street Reference: Analyst consensus target price is $42.83 (18 analysts). This is shown for reference only and is not used in our valuation model.

Source: Earnings data from SEC EDGAR filings. Market data via Yahoo Finance.

Section 03 · Competitive Moat

Does MGM Resorts International have a durable competitive advantage?

★★★☆☆
Narrow moat

Moat rating: 3.1/5.

What makes up MGM's moat score?

ROIC Stability

★★★★☆

ROIC variability over the past decade. Score: 4/5.

Gross Margin Trend

★★☆☆☆

Gross margin trajectory over the past decade. Score: 2/5.

Switching Costs

★★★☆☆

Estimated customer lock-in based on margin level. Score: 3/5.

How stable is MGM's return on invested capital?

0%-5%2%10%17%24%2022202320242025
MGM ROIC history
YearROICTrend
202211.1%
202319.0%Rising
202416.6%Declining
20258.1%Declining

Source: ROIC calculated from SEC EDGAR filings.

Section 04 · Dividend Safety

Is MGM Resorts International's dividend safe?

Status Suspended MGM Resorts International has suspended its dividend. No payout is currently being made to shareholders.
Section 05 · Financial Summary

MGM Resorts International's key financial metrics

MGM financial summary
MetricLatest1Y Ago3Y AgoTrend
Revenue $17.5B $17.2B $13.1B Rising
Net Income $0.2B $0.7B $1.5B Declining
Free Cash Flow $1.5B $1.2B $1.0B Rising
Gross Margin 44.4% 45.5% 49.3% Declining
Section 06 · FAQ

Common questions about MGM Resorts International

Is MGM Resorts International at risk of going bankrupt?

MGM Resorts International's Altman Z-Score of 0.74 places it in the distress zone. This metric uses balance sheet ratios to predict bankruptcy probability within 2 years. A score below 1.8 signals distress, while above 3.0 indicates safety.

What is MGM Resorts International's estimated fair value?

Our valuation model estimates MGM Resorts International's fair value at $30.00 per share. The current margin of safety is -30.4%. This estimate uses a PE-based approach with analyst consensus earnings.

Does MGM Resorts International have a competitive moat?

MGM Resorts International receives a moat rating of 3.1 out of 5 stars, based on ROIC stability, gross margin trends, and estimated switching costs. A rating above 3.5 suggests a durable competitive advantage.

Does MGM Resorts International pay a dividend?

MGM Resorts International does not currently pay a regular dividend, or has suspended its dividend. Check the dividend safety section for the latest status.

FairValueLabs Disclaimer

All valuations, scores, ratings, and classifications on this page are produced by the FairValueLabs internal valuation system. They do not represent actual market value, guaranteed outcomes, or professional investment advice. These are analytical estimates for educational and research purposes only.

This is not financial advice. All data is sourced from SEC EDGAR public filings. Always consult a qualified financial advisor before making investment decisions.

Last updated: Apr 22, 2026. Data sources: SEC EDGAR (financial statements), Yahoo Finance (market data, analyst consensus). Data may not reflect the most recent quarter.

MGM analysis methodology: How we calculate fair value, Z-Scores, and moat ratings