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The Sherwin-Williams Company (SHW) Stock Analysis — Fair Value, Risk & Moat Rating

NYQ · Basic Materials · Specialty Chemicals

$343.93 -1.62 (-0.5%) As of Apr 20, 2026
Overall Verdict Caution
3.50
Altman Z-ScoreSafe Zone
$244.06
Fair ValueOvervalued -40.9%
2.9
Moat RatingNarrow moat · eroding
TL;DR · Audit Summary

Is The Sherwin-Williams Company a safe investment right now?

The Sherwin-Williams Company's Altman Z-Score of 3.5 places it in the safe zone. Our DCF model estimates intrinsic value at $244.06, suggesting the stock is overvalued by 41%. Moat rating: 2.9/5 stars.

Section 01 · Financial Health

Could The Sherwin-Williams Company go bankrupt? Altman Z-Score analysis

3.50

Z-Score of 3.5 is above 3.0, indicating the company is financially healthy by this metric.

  • Below 1.8 — Distress Zone (high bankruptcy risk)
  • 1.8 to 3.0 — Gray Zone (elevated uncertainty)
  • Above 3.0 — Safe Zone (financially healthy)

What drives SHW's Z-Score?

Altman Z-Score components for SHW
ComponentFormulaValueWeightContribution
A · Working Capital / Total AssetsWC / TA-0.04851.2-0.06
B · Retained Earnings / Total AssetsRE / TA0.23041.40.32
C · EBIT / Total AssetsEBIT / TA03.30.0
D · Market Cap / Total LiabilitiesMCap / TL3.71250.62.23
E · Revenue / Total AssetsRev / TA1.00421.01.0

How has SHW's financial health changed over time?

3.0 Safe1.8 Distress0.03.16.29.412.52016201720182019202020212022202320242025
SHW Z-Score history
YearZ-ScoreZone
201610.52Safe
201710.86Safe
20189.61Safe
20194.1Safe
20204.5Safe
20214.33Safe
20224.01Safe
20234.04Safe
20243.46Safe
20253.5Safe

Source: Calculated from SHW's latest 10-K filing on SEC EDGAR.

Section 02 · Fair Value (FVL Valuation System)

What is The Sherwin-Williams Company actually worth?

Blended Fair Value · FVL Estimate$244.06
vs
Market Price · today$343.93

Fair value range: $68.80 — $413.13

Margin of Safety -40.9% Stock appears overvalued by 40.9% vs. blended fair value. Range $69-$413.

Valuation Methods

FVL multi-factor valuation breakdown
MethodFair ValueWeightDetail
Historical PE × Forward EPS$413.1350%30.9x avg PE (4 years) × $13.37 forward EPS
DCF (Discounted Cash Flow)$68.8030%Two-stage DCF: $1.9B TTM FCF, 5.7% growth, 10.2% WACC
EV/FCF Multiple$84.2920%TTM FCF × 18x multiple + net cash

Assumptions & Data Sources

Valuation model inputs
ParameterValueSource
FCF Growth Rate (Stage 1)5.7%70% analyst consensus + 30% historical
Analyst EPS Growth (This Year)3.1%Consensus (21 analysts)
Analyst EPS Growth (Next Year)13.3%Consensus
Historical 5Y FCF CAGR0%SEC EDGAR
Terminal Growth Rate2.5%Long-term GDP proxy
Discount Rate (WACC)10.2%CAPM (Rf=4.3% + 1.27*5.5%)
Net Cash / (Debt)$-13,866MBalance sheet
Base FCF (TTM)$1.9BTrailing 12 months
Shares Outstanding247,362,348Latest

Sensitivity Analysis

DCF intrinsic value at different growth & WACC assumptions
Growth Rate8% WACC10% WACC10.2% WACC13% WACC
0%$125.52$92.76$90.41$66.93
2.5%$145.31$106.56$103.79$76.12
5.0%$168.02$122.34$119.08$86.55
7.5%$199.00$143.51$139.56$100.25

Free Cash Flow History

SHW Free Cash Flow history
YearFCFGrowth

Source: FCF data from SEC EDGAR filings. Price via Yahoo Finance.

Section 03 · Competitive Moat

Does The Sherwin-Williams Company have a durable competitive advantage?

★★½☆☆
Narrow moat · eroding

Moat rating: 2.9/5.

What makes up SHW's moat score?

ROIC Stability

★★☆☆☆

ROIC variability over the past decade. Score: 2/5.

Gross Margin Trend

★★★★☆

Gross margin trajectory over the past decade. Score: 4/5.

Switching Costs

★★★☆☆

Estimated customer lock-in based on margin level. Score: 3/5.

How stable is SHW's return on invested capital?

0%-5%12%28%45%61%201520162017201820192020202120222023
SHW ROIC history
YearROICTrend
201537.4%
201656.1%Rising
201754.0%Declining
201855.2%Rising
201914.1%Declining
202017.6%Rising
202117.6%Stable
202221.3%Rising
202320.6%Stable

Source: ROIC calculated from SEC EDGAR filings.

Section 04 · Dividend Safety

Is The Sherwin-Williams Company's dividend safe?

B Dividend Safety Grade
Yield93.0%
Payout Ratio30.8%
Consecutive Years42
5Y Growth Rate-18.3%

Can The Sherwin-Williams Company afford its dividend?

Payout ratio is 30.8%. FCF covers the dividend 0.0x. 42 consecutive years of payments.

Section 05 · Financial Summary

The Sherwin-Williams Company's key financial metrics

SHW financial summary
MetricLatest1Y Ago3Y AgoTrend
Revenue $23.1B $22.1B $18.4B Rising
Net Income $2.4B $2.0B $2.0B Rising
Gross Margin 46.7% 42.1% 47.3% Stable
Section 06 · FAQ

Common questions about The Sherwin-Williams Company

Is The Sherwin-Williams Company at risk of going bankrupt?

The Sherwin-Williams Company's Altman Z-Score of 3.5 places it in the safe zone. This metric uses balance sheet ratios to predict bankruptcy probability within 2 years. A score below 1.8 signals distress, while above 3.0 indicates safety.

What is The Sherwin-Williams Company's intrinsic value based on DCF?

Our DCF model estimates The Sherwin-Williams Company's intrinsic value at $244.06 per share. The current margin of safety is -40.9%. This estimate is based on historical free cash flow trends and a risk-adjusted discount rate.

Does The Sherwin-Williams Company have a competitive moat?

The Sherwin-Williams Company receives a moat rating of 2.9 out of 5 stars, based on ROIC stability, gross margin trends, and estimated switching costs. A rating above 3.5 suggests a durable competitive advantage.

Is The Sherwin-Williams Company's dividend safe?

Our dividend safety analysis examines payout ratio, free cash flow coverage, and the company's streak of consecutive dividend payments to determine whether the current payout is sustainable.

SHW · Value Investing Quiz

Before you invest in The Sherwin-Williams Company, make sure you truly understand it.

A deep understanding of a company's fundamentals, risk profile, and competitive position dramatically increases your investment accuracy and odds of success.

Pass the quiz to earn the SHW Certified Value Investor badge.

FairValueLabs Disclaimer

All valuations, scores, ratings, and classifications on this page are produced by the FairValueLabs internal valuation system. They do not represent actual market value, guaranteed outcomes, or professional investment advice. These are analytical estimates for educational and research purposes only.

This is not financial advice. All data is sourced from SEC EDGAR public filings. Always consult a qualified financial advisor before making investment decisions.

Last updated: Apr 20, 2026. Data sources: SEC EDGAR (financial statements), Yahoo Finance (market data, analyst consensus). Data may not reflect the most recent quarter.

SHW analysis methodology: How we calculate fair value, Z-Scores, and moat ratings