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APD

Air Products and Chemicals, Inc. (APD) Stock Analysis — Fair Value, Risk & Moat Rating

NYQ · Basic Materials · Specialty Chemicals

$296.15 4.34 (1.5%) As of Apr 20, 2026
Overall Verdict Caution
3.18
Altman Z-ScoreSafe Zone
$324.53
Fair ValueUndervalued +8.7%
2.4
Moat RatingWeak moat
TL;DR · Audit Summary

Is Air Products and Chemicals, Inc. a safe investment right now?

Air Products and Chemicals, Inc.'s Altman Z-Score of 3.18 places it in the safe zone. Our DCF model estimates intrinsic value at $324.53, suggesting the stock may be undervalued by 9%. Moat rating: 2.4/5 stars.

Section 01 · Financial Health

Could Air Products and Chemicals, Inc. go bankrupt? Altman Z-Score analysis

3.18

Z-Score of 3.18 is above 3.0, indicating the company is financially healthy by this metric.

  • Below 1.8 — Distress Zone (high bankruptcy risk)
  • 1.8 to 3.0 — Gray Zone (elevated uncertainty)
  • Above 3.0 — Safe Zone (financially healthy)

What drives APD's Z-Score?

Altman Z-Score components for APD
ComponentFormulaValueWeightContribution
A · Working Capital / Total AssetsWC / TA0.05521.20.07
B · Retained Earnings / Total AssetsRE / TA0.49391.40.69
C · EBIT / Total AssetsEBIT / TA0.0633.30.21
D · Market Cap / Total LiabilitiesMCap / TL3.15490.61.89
E · Revenue / Total AssetsRev / TA0.31841.00.32

How has APD's financial health changed over time?

3.0 Safe1.8 Distress0.02.14.26.38.42016201720182019202020212022202320242025
APD Z-Score history
YearZ-ScoreZone
20165.01Safe
20174.81Safe
20186.7Safe
20196.77Safe
20207.27Safe
20214.87Safe
20224.77Safe
20234.56Safe
20243.86Safe
20253.18Safe

Source: Calculated from APD's latest 10-K filing on SEC EDGAR.

Section 02 · Fair Value Estimate (Value-Speculation)

What could Air Products and Chemicals, Inc. be worth? (High Uncertainty)

Value-Speculation Classification: Currently unprofitable — this is a turnaround bet, not a value investment. Fair value uses forward estimates only, with high uncertainty.
Blended Fair Value · FVL Estimate$324.53
vs
Market Price · today$296.15

Fair value range: $324.53 — $324.53

Margin of Safety 8.7% Growth-adjusted estimate suggests 8.7% upside. Range $325-$325. Higher uncertainty — growth assumptions are critical.

Valuation Methods Used

FVL multi-factor valuation breakdown
MethodFair ValueWeightDetail
Historical PE × Forward EPS$324.5350%23.0x avg PE (3 years) × $14.11 forward EPS
DCF (Discounted Cash Flow)N/A30%Two-stage DCF: $0.0B TTM FCF, 5.7% growth, 7.7% WACC

Assumptions & Data Sources

Valuation model inputs
ParameterValueSource
FCF Growth Rate (Stage 1)5.7%70% analyst consensus + 30% historical
Analyst EPS Growth (This Year)8.5%Consensus (21 analysts)
Analyst EPS Growth (Next Year)7.8%Consensus
Historical 5Y FCF CAGR0%SEC EDGAR
Terminal Growth Rate2.5%Long-term GDP proxy
Discount Rate (WACC)7.7%CAPM (Rf=4.3% + 0.81*5.5%)
Net Cash / (Debt)$-17,160MBalance sheet
Base FCF (TTM)$0.0BTrailing 12 months
Shares Outstanding222,656,008Latest

Sensitivity Analysis

DCF intrinsic value at different growth & WACC assumptions
Growth Rate8% WACC10% WACC7.7% WACC13% WACC
0%$0.00$0.00$0.00$0.00
2.5%$0.00$0.00$0.00$0.00
5.0%$0.00$0.00$0.00$0.00
7.5%$0.00$0.00$0.00$0.00

Free Cash Flow History

APD Free Cash Flow history
YearFCFGrowth

Source: FCF data from SEC EDGAR filings. Price via Yahoo Finance.

Section 03 · Competitive Moat

Does Air Products and Chemicals, Inc. have a durable competitive advantage?

★★☆☆☆
Weak moat

Moat rating: 2.4/5.

What makes up APD's moat score?

ROIC Stability

★★★☆☆

ROIC variability over the past decade. Score: 3/5.

Gross Margin Trend

★★★☆☆

Gross margin trajectory over the past decade. Score: 3/5.

Switching Costs

★☆☆☆☆

Estimated customer lock-in based on margin level. Score: 1/5.

How stable is APD's return on invested capital?

0%-5%0%6%11%16%2016201720182019202020212022202320242025
APD ROIC history
YearROICTrend
20169.6%
20178.8%Stable
20189.9%Rising
20198.6%Declining
202011.5%Rising
20219.4%Declining
20229.3%Stable
20239.6%Stable
20248.3%Declining
20257.0%Declining

Source: ROIC calculated from SEC EDGAR filings.

Section 04 · Dividend Safety

Is Air Products and Chemicals, Inc.'s dividend safe?

D Dividend Safety Grade
Yield244.0%
Payout Ratio101.0%
Consecutive Years44
5Y Growth Rate-9.7%

Can Air Products and Chemicals, Inc. afford its dividend?

Payout ratio is 101.0%. FCF covers the dividend 0.0x. 44 consecutive years of payments.

Section 05 · Financial Summary

Air Products and Chemicals, Inc.'s key financial metrics

APD financial summary
MetricLatest1Y Ago3Y AgoTrend
Revenue $12.6B $12.7B $8.9B Rising
Net Income $2.3B $2.3B $1.9B Rising
Gross Margin 7.3% 7.9% N/A
Section 06 · FAQ

Common questions about Air Products and Chemicals, Inc.

Is Air Products and Chemicals, Inc. at risk of going bankrupt?

Air Products and Chemicals, Inc.'s Altman Z-Score of 3.18 places it in the safe zone. This metric uses balance sheet ratios to predict bankruptcy probability within 2 years. A score below 1.8 signals distress, while above 3.0 indicates safety.

What is Air Products and Chemicals, Inc.'s intrinsic value based on DCF?

Our DCF model estimates Air Products and Chemicals, Inc.'s intrinsic value at $324.53 per share. The current margin of safety is 8.7%. This estimate is based on historical free cash flow trends and a risk-adjusted discount rate.

Does Air Products and Chemicals, Inc. have a competitive moat?

Air Products and Chemicals, Inc. receives a moat rating of 2.4 out of 5 stars, based on ROIC stability, gross margin trends, and estimated switching costs. A rating above 3.5 suggests a durable competitive advantage.

Is Air Products and Chemicals, Inc.'s dividend safe?

Our dividend safety analysis examines payout ratio, free cash flow coverage, and the company's streak of consecutive dividend payments to determine whether the current payout is sustainable.

APD · Value Investing Quiz

Before you invest in Air Products and Chemicals, Inc., make sure you truly understand it.

A deep understanding of a company's fundamentals, risk profile, and competitive position dramatically increases your investment accuracy and odds of success.

Pass the quiz to earn the APD Certified Value Investor badge.

FairValueLabs Disclaimer

All valuations, scores, ratings, and classifications on this page are produced by the FairValueLabs internal valuation system. They do not represent actual market value, guaranteed outcomes, or professional investment advice. These are analytical estimates for educational and research purposes only.

This is not financial advice. All data is sourced from SEC EDGAR public filings. Always consult a qualified financial advisor before making investment decisions.

Last updated: Apr 20, 2026. Data sources: SEC EDGAR (financial statements), Yahoo Finance (market data, analyst consensus). Data may not reflect the most recent quarter.

APD analysis methodology: How we calculate fair value, Z-Scores, and moat ratings