FairValueLabs Valuation System Value Investment
TTD

The Trade Desk, Inc. (TTD) Stock Analysis — Fair Value, Risk & Moat Rating

NGM · Communication Services · Advertising Agencies

$23.20 Strong Buy Zone -0.85 (-3.5%) As of Apr 20, 2026 Not a buy/sell recommendation. See disclaimer.
Overall Verdict Safe Zone
2.85
Altman Z-ScoreGray Zone
$30.87
Fair ValueStrong Buy Zone (24.9%)
2.7
Moat RatingNarrow moat · eroding
TL;DR · Audit Summary

Is The Trade Desk, Inc. a safe investment right now?

Trading at $23.20, The Trade Desk, Inc. (TTD) in the Communication Services sector carries a FairValueLabs fair value estimate of $30.87 — a margin of safety of 24.9%, placing it in the Strong Buy Zone. An Altman Z-Score of 2.85 lands in the gray zone, signaling elevated uncertainty around financial health. Our moat rating stands at 2.7/5 stars (Narrow moat · eroding), suggesting limited pricing power in a competitive landscape.

Section 01 · Financial Health

Could The Trade Desk, Inc. go bankrupt? Altman Z-Score analysis

2.85

Z-Score of 2.85 places the company in the gray zone (1.8-3.0), warranting closer scrutiny.

  • Below 1.8 — Distress Zone (high bankruptcy risk)
  • 1.8 to 3.0 — Gray Zone (elevated uncertainty)
  • Above 3.0 — Safe Zone (financially healthy)

What drives TTD's Z-Score?

Altman Z-Score components for TTD
ComponentFormulaValueWeightContribution
A · Working Capital / Total AssetsWC / TA0.32421.20.39
B · Retained Earnings / Total AssetsRE / TA-0.0961.4-0.13
C · EBIT / Total AssetsEBIT / TA0.09583.30.32
D · Market Cap / Total LiabilitiesMCap / TL3.00990.61.81
E · Revenue / Total AssetsRev / TA0.47071.00.47

How has TTD's financial health changed over time?

3.0 Safe1.8 Distress0.01.22.33.54.72022202320242025
TTD Z-Score history
YearZ-ScoreZone
20224.08Safe
20233.46Safe
20243.29Safe
20252.85Gray

Source: Calculated from TTD's latest 10-K filing on SEC EDGAR.

Section 02 · Fair Value Estimate

What is The Trade Desk, Inc. actually worth?

FVL Fair Value$30.87
vs
Market Price$23.20
Strong Buy Zone 24.9% Stock trades 24.9% below our estimated fair value of $30.87.

How we calculated this

FVL Valuation Model
InputValueSource
Predicted EPS (α)$1.36Proprietary blend of reported actuals + analyst consensus, weighted by α
Last Year EPS$0.90Annual report (SEC EDGAR)
Analyst Consensus EPS (This Year)$2.0633 analysts consensus
Trailing P/E26.7xCurrent market pricing
Fair P/E (β discount)22.7xTrailing PE adjusted by value discount factor β, hard-capped
Earnings Trend (γ)AcceleratingDirectional signal: predicted vs trailing EPS

Wall Street Reference: Analyst consensus target price is $30.61 (33 analysts). This is shown for reference only and is not used in our valuation model.

Source: Earnings data from SEC EDGAR filings. Market data via Yahoo Finance.

Section 03 · Competitive Moat

Does The Trade Desk, Inc. have a durable competitive advantage?

★★½☆☆
Narrow moat · eroding

Moat rating: 2.7/5.

What makes up TTD's moat score?

ROIC Stability

★★★☆☆

ROIC variability over the past decade. Score: 3/5.

Gross Margin Trend

★★☆☆☆

Gross margin trajectory over the past decade. Score: 2/5.

Switching Costs

★★★☆☆

Estimated customer lock-in based on margin level. Score: 3/5.

How stable is TTD's return on invested capital?

0%-5%3%12%20%29%2022202320242025
TTD ROIC history
YearROICTrend
20225.4%
20239.3%Rising
202414.5%Rising
202523.7%Rising

Source: ROIC calculated from SEC EDGAR filings.

Section 04 · Dividend Safety

Is The Trade Desk, Inc.'s dividend safe?

Status Suspended The Trade Desk, Inc. has suspended its dividend. No payout is currently being made to shareholders.
Section 05 · Financial Summary

The Trade Desk, Inc.'s key financial metrics

TTD financial summary
MetricLatest1Y Ago3Y AgoTrend
Revenue $2.9B $2.4B $1.6B Rising
Net Income $0.4B $0.4B $0.1B Rising
Free Cash Flow $0.8B $0.6B $0.5B Rising
Gross Margin 78.6% 80.7% 82.2% Stable
Section 06 · FAQ

Common questions about The Trade Desk, Inc.

Is The Trade Desk, Inc. at risk of going bankrupt?

The Trade Desk, Inc.'s Altman Z-Score of 2.85 places it in the gray zone. This metric uses balance sheet ratios to predict bankruptcy probability within 2 years. A score below 1.8 signals distress, while above 3.0 indicates safety.

What is The Trade Desk, Inc.'s estimated fair value?

Our valuation model estimates The Trade Desk, Inc.'s fair value at $30.87 per share. The current margin of safety is 24.9%. This estimate uses a PE-based approach with analyst consensus earnings.

Does The Trade Desk, Inc. have a competitive moat?

The Trade Desk, Inc. receives a moat rating of 2.7 out of 5 stars, based on ROIC stability, gross margin trends, and estimated switching costs. A rating above 3.5 suggests a durable competitive advantage.

Does The Trade Desk, Inc. pay a dividend?

The Trade Desk, Inc. does not currently pay a regular dividend, or has suspended its dividend. Check the dividend safety section for the latest status.

FairValueLabs Disclaimer

All valuations, scores, ratings, and classifications on this page are produced by the FairValueLabs internal valuation system. They do not represent actual market value, guaranteed outcomes, or professional investment advice. These are analytical estimates for educational and research purposes only.

This is not financial advice. All data is sourced from SEC EDGAR public filings. Always consult a qualified financial advisor before making investment decisions.

Last updated: Apr 20, 2026. Data sources: SEC EDGAR (financial statements), Yahoo Finance (market data, analyst consensus). Data may not reflect the most recent quarter.

TTD analysis methodology: How we calculate fair value, Z-Scores, and moat ratings