SQ (SQ) Stock Analysis — Fair Value, Risk & Moat Rating
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Is SQ a safe investment right now?
SQ's Altman Z-Score of 0 places it in the distress zone. Fair value estimate is not available for this stock. Moat rating: 2.3/5 stars.
Could SQ go bankrupt? Altman Z-Score analysis
Insufficient data to calculate Z-Score.
- Below 1.8 — Distress Zone (high bankruptcy risk)
- 1.8 to 3.0 — Gray Zone (elevated uncertainty)
- Above 3.0 — Safe Zone (financially healthy)
What drives SQ's Z-Score?
| Component | Formula | Value | Weight | Contribution |
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How has SQ's financial health changed over time?
No Z-Score history available.
| Year | Z-Score | Zone |
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Source: Calculated from SQ's latest 10-K filing on SEC EDGAR.
SQ — Traditional Valuation Does Not Apply
This stock does not have reliable earnings or cash flow history for fundamental valuation. The current price reflects market sentiment, momentum, or turnaround hopes rather than discountable cash flows. We provide risk metrics (Z-Score, financial health) but not a fair value estimate.
Free Cash Flow History
| Year | FCF | Growth |
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Source: FCF data from SEC EDGAR filings. Price via Yahoo Finance.
Does SQ have a durable competitive advantage?
Moat rating: 2.3/5.
What makes up SQ's moat score?
ROIC Stability
ROIC variability over the past decade. Score: 2/5.
Gross Margin Trend
Gross margin trajectory over the past decade. Score: 3/5.
Switching Costs
Estimated customer lock-in based on margin level. Score: 2/5.
How stable is SQ's return on invested capital?
No ROIC history available.
| Year | ROIC | Trend |
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Source: ROIC calculated from SEC EDGAR filings.
Is SQ's dividend safe?
SQ's key financial metrics
| Metric | Latest | 1Y Ago | 3Y Ago | Trend |
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Common questions about SQ
Is SQ at risk of going bankrupt?
SQ's Altman Z-Score of 0 places it in the distress zone. This metric uses balance sheet ratios to predict bankruptcy probability within 2 years. A score below 1.8 signals distress, while above 3.0 indicates safety.
Why is there no fair value estimate for SQ?
A reliable fair value estimate requires stable, positive free cash flow or earnings data. This stock may lack sufficient data, or it may be classified as speculative where traditional valuation does not apply.
Does SQ have a competitive moat?
SQ receives a moat rating of 2.3 out of 5 stars, based on ROIC stability, gross margin trends, and estimated switching costs. A rating above 3.5 suggests a durable competitive advantage.
Does SQ pay a dividend?
SQ does not currently pay a regular dividend, or has suspended its dividend. Check the dividend safety section for the latest status.
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FairValueLabs Disclaimer
All valuations, scores, ratings, and classifications on this page are produced by the FairValueLabs internal valuation system. They do not represent actual market value, guaranteed outcomes, or professional investment advice. These are analytical estimates for educational and research purposes only.
This is not financial advice. All data is sourced from SEC EDGAR public filings. Always consult a qualified financial advisor before making investment decisions.
Last updated: Apr 20, 2026. Data sources: SEC EDGAR (financial statements), Yahoo Finance (market data, analyst consensus). Data may not reflect the most recent quarter.
SQ analysis methodology: How we calculate fair value, Z-Scores, and moat ratings