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Fastenal Company (FAST) Stock Analysis — Fair Value, Risk & Moat Rating

NMS · Industrials · Industrial Distribution

$45.56 -0.22 (-0.5%) As of Apr 20, 2026
Overall Verdict Safe Zone
11.04
Altman Z-ScoreSafe Zone
$32.05
Fair ValueOvervalued -42.1%
4.1
Moat RatingSolid moat
TL;DR · Audit Summary

Is Fastenal Company a safe investment right now?

Fastenal Company's Altman Z-Score of 11.04 places it in the safe zone. Our DCF model estimates intrinsic value at $32.05, suggesting the stock is overvalued by 42%. Moat rating: 4.1/5 stars.

Section 01 · Financial Health

Could Fastenal Company go bankrupt? Altman Z-Score analysis

11.04

Z-Score of 11.04 is above 3.0, indicating the company is financially healthy by this metric.

  • Below 1.8 — Distress Zone (high bankruptcy risk)
  • 1.8 to 3.0 — Gray Zone (elevated uncertainty)
  • Above 3.0 — Safe Zone (financially healthy)

What drives FAST's Z-Score?

Altman Z-Score components for FAST
ComponentFormulaValueWeightContribution
A · Working Capital / Total AssetsWC / TA0.53741.20.64
B · Retained Earnings / Total AssetsRE / TA0.76921.41.08
C · EBIT / Total AssetsEBIT / TA0.32543.31.07
D · Market Cap / Total LiabilitiesMCap / TL11.13620.66.68
E · Revenue / Total AssetsRev / TA1.56381.01.56

How has FAST's financial health changed over time?

3.0 Safe1.8 Distress0.04.38.713.017.32016201720182019202020212022202320242025
FAST Z-Score history
YearZ-ScoreZone
201615.05Safe
201714.45Safe
201814.72Safe
201913.31Safe
202012.01Safe
202111.66Safe
202211.07Safe
202310.71Safe
202411.36Safe
202511.04Safe

Source: Calculated from FAST's latest 10-K filing on SEC EDGAR.

Section 02 · Fair Value (FVL Valuation System)

What is Fastenal Company actually worth?

Blended Fair Value · FVL Estimate$32.05
vs
Market Price · today$45.56

Fair value range: $17.21 — $41.07

Margin of Safety -42.1% Stock appears overvalued by 42.1% vs. blended fair value. Range $17-$41.

Valuation Methods

FVL multi-factor valuation breakdown
MethodFair ValueWeightDetail
Historical PE × Forward EPS$41.0750%30.2x avg PE (4 years) × $1.36 forward EPS
DCF (Discounted Cash Flow)$26.9030%Two-stage DCF: $0.9B TTM FCF, 14.4% growth, 8.9% WACC
EV/FCF Multiple$17.2120%TTM FCF × 22x multiple + net cash

Assumptions & Data Sources

Valuation model inputs
ParameterValueSource
FCF Growth Rate (Stage 1)14.4%70% analyst consensus + 30% historical
Analyst EPS Growth (This Year)13.2%Consensus (12 analysts)
Analyst EPS Growth (Next Year)10.5%Consensus
Historical 5Y FCF CAGR20.6%SEC EDGAR
Terminal Growth Rate2.5%Long-term GDP proxy
Discount Rate (WACC)8.9%CAPM (Rf=4.3% + 0.84*5.5%)
Net Cash / (Debt)$-137MBalance sheet
Base FCF (TTM)$0.9BTrailing 12 months
Shares Outstanding1,148,035,061Latest

Sensitivity Analysis

DCF intrinsic value at different growth & WACC assumptions
Growth Rate8% WACC10% WACC8.9% WACC13% WACC
0%$12.68$9.37$10.94$6.76
2.5%$14.68$10.77$12.62$7.69
5.0%$16.98$12.36$14.54$8.75
7.5%$20.11$14.50$17.15$10.13

Free Cash Flow History

FAST Free Cash Flow history
YearFCFGrowth
2016$0.3B
2017$0.4B+27.5%
2018$0.3B+-16.4%
2019$0.5B+40.8%
2020$0.5B+7.0%
2021$0.6B+19.8%
2022$0.9B+56.6%
2023$0.6B+-34.3%
2024$0.8B+25.1%
2025$1.3B+64.2%

Source: FCF data from SEC EDGAR filings. Price via Yahoo Finance.

Section 03 · Competitive Moat

Does Fastenal Company have a durable competitive advantage?

★★★★☆
Solid moat

Moat rating: 4.1/5.

What makes up FAST's moat score?

ROIC Stability

★★★★★

ROIC variability over the past decade. Score: 5/5.

Gross Margin Trend

★★★☆☆

Gross margin trajectory over the past decade. Score: 3/5.

Switching Costs

★★★★☆

Estimated customer lock-in based on margin level. Score: 4/5.

How stable is FAST's return on invested capital?

0%-5%7%19%31%43%2016201720182019202020212022202320242025
FAST ROIC history
YearROICTrend
201636.5%
201734.6%Declining
201831.1%Declining
201930.6%Stable
202030.7%Stable
202131.5%Stable
202231.6%Stable
202332.4%Stable
202438.2%Rising
202538.1%Stable

Source: ROIC calculated from SEC EDGAR filings.

Section 04 · Dividend Safety

Is Fastenal Company's dividend safe?

B Dividend Safety Grade
Yield202.0%
Payout Ratio79.7%
Consecutive Years36
5Y Growth Rate-15.6%

Can Fastenal Company afford its dividend?

Payout ratio is 79.7%. FCF covers the dividend 0.7x. 36 consecutive years of payments.

Section 05 · Financial Summary

Fastenal Company's key financial metrics

FAST financial summary
MetricLatest1Y Ago3Y AgoTrend
Revenue $7.3B $7.0B $5.6B Rising
Net Income $1.2B $1.1B $0.9B Rising
Free Cash Flow $1.3B $0.8B $0.9B Rising
Gross Margin 45.7% 46.1% 45.5% Stable
Section 06 · FAQ

Common questions about Fastenal Company

Is Fastenal Company at risk of going bankrupt?

Fastenal Company's Altman Z-Score of 11.04 places it in the safe zone. This metric uses balance sheet ratios to predict bankruptcy probability within 2 years. A score below 1.8 signals distress, while above 3.0 indicates safety.

What is Fastenal Company's intrinsic value based on DCF?

Our DCF model estimates Fastenal Company's intrinsic value at $32.05 per share. The current margin of safety is -42.1%. This estimate is based on historical free cash flow trends and a risk-adjusted discount rate.

Does Fastenal Company have a competitive moat?

Fastenal Company receives a moat rating of 4.1 out of 5 stars, based on ROIC stability, gross margin trends, and estimated switching costs. A rating above 3.5 suggests a durable competitive advantage.

Is Fastenal Company's dividend safe?

Our dividend safety analysis examines payout ratio, free cash flow coverage, and the company's streak of consecutive dividend payments to determine whether the current payout is sustainable.

FAST · Value Investing Quiz

Before you invest in Fastenal Company, make sure you truly understand it.

A deep understanding of a company's fundamentals, risk profile, and competitive position dramatically increases your investment accuracy and odds of success.

Pass the quiz to earn the FAST Certified Value Investor badge.

FairValueLabs Disclaimer

All valuations, scores, ratings, and classifications on this page are produced by the FairValueLabs internal valuation system. They do not represent actual market value, guaranteed outcomes, or professional investment advice. These are analytical estimates for educational and research purposes only.

This is not financial advice. All data is sourced from SEC EDGAR public filings. Always consult a qualified financial advisor before making investment decisions.

Last updated: Apr 20, 2026. Data sources: SEC EDGAR (financial statements), Yahoo Finance (market data, analyst consensus). Data may not reflect the most recent quarter.

FAST analysis methodology: How we calculate fair value, Z-Scores, and moat ratings