FairValueLabs Valuation System Value Investment
ED

Consolidated Edison, Inc. (ED) Stock Analysis — Fair Value, Risk & Moat Rating

NYQ · Utilities · Utilities - Regulated Electric

$108.19 Watch Zone -1.48 (-1.4%) As of Apr 22, 2026 Not a buy/sell recommendation. See disclaimer.
Overall Verdict Caution
N/A
Altman Z-ScoreNot applicable to this sector
$110.81
Fair ValueWatch Zone (2.4%)
N/A
Moat RatingNot applicable to this sector
TL;DR · Audit Summary

Is Consolidated Edison, Inc. a safe investment right now?

Trading at $108.19, Consolidated Edison, Inc. (ED) in the Utilities sector carries a FairValueLabs fair value estimate of $110.81 — a margin of safety of 2.4%, placing it in the Watch Zone. The Altman Z-Score is not applicable to Utilities companies. Moat analysis is exempt for this sector. On the income side, ED currently pays a dividend with a safety grade of .

Section 01 · Financial Health

Why the Altman Z-Score does not apply to Consolidated Edison, Inc.

The Altman Z-Score is designed for manufacturing and non-financial companies. It uses ratios like Working Capital / Total Assets and Revenue / Total Assets that produce misleading results for Utilities companies.

  • Banks hold massive assets (loans) that inflate Total Assets, making WC/TA nearly zero — a false distress signal
  • Utilities carry high regulated debt by design — the model misreads leverage as risk
  • REITs use Funds From Operations (FFO), not Free Cash Flow — standard cash flow analysis doesn't apply

Altman Z-Score is designed for manufacturing companies and does not apply to banks, utilities, or REITs.

Note: A sector-specific financial health model for Utilities companies is planned for a future update.

Section 02 · Fair Value Estimate

What is Consolidated Edison, Inc. actually worth?

FVL Fair Value$110.81
vs
Market Price$108.19
Watch Zone 2.4% Stock trades 2.4% below analyst consensus fair value of $110.81.

How we calculated this

FVL Valuation Model
InputValueSource
Analyst Consensus Target$110.8116 Wall Street analysts
Analyst High / Low$130.00 / $95.00Range of analyst price targets
Price / Book1.62xCurrent market valuation vs book value
Return on Equity8.8%Profitability relative to shareholder equity

Source: Earnings data from SEC EDGAR filings. Market data via Yahoo Finance.

Section 03 · Competitive Moat

Why standard moat analysis does not apply to Consolidated Edison, Inc.

Our standard moat model uses ROIC stability, gross margin trends, and switching costs — metrics designed for product and service companies. Utilities companies compete on fundamentally different dimensions.

  • Banks — moat comes from deposit cost advantage, net interest margin stability, and fee income diversification
  • Utilities — moat is a regulatory monopoly with guaranteed rate of return on invested capital
  • REITs — moat comes from property portfolio quality, location, tenant mix, and cap rate advantages

Standard moat analysis (ROIC/gross margin/switching costs) does not reliably apply to Utilities companies. Banks compete on net interest margin, utilities on regulated returns, and REITs on occupancy and cap rates.

Note: A sector-specific competitive analysis for Utilities companies is planned for a future update.

Section 04 · Dividend Safety

Is Consolidated Edison, Inc.'s dividend safe?

C Dividend Safety Grade
Yield321.0%
Payout Ratio60.3%
Consecutive Years65
5Y Growth Rate-22.1%

Can Consolidated Edison, Inc. afford its dividend?

Payout ratio is 60.3%. FCF covers the dividend -0.2x. 65 consecutive years of payments.

Section 05 · Financial Summary

Consolidated Edison, Inc.'s key financial metrics

ED financial summary
MetricLatest1Y Ago3Y AgoTrend
Revenue $16.9B $15.3B $15.7B Rising
Net Income $2.0B $1.8B $1.7B Rising
Free Cash Flow $0.0B −$1.2B −$0.2B Rising
Gross Margin 53.2% 53.5% 49.0% Rising
Section 06 · FAQ

Common questions about Consolidated Edison, Inc.

Why doesn't Consolidated Edison, Inc. have an Altman Z-Score?

The Altman Z-Score was designed for manufacturing companies and uses ratios like Working Capital/Total Assets and Revenue/Total Assets. These ratios produce misleading results for banks, utilities, and REITs, whose balance sheets are structured fundamentally differently. We exclude Z-Score for these sectors to avoid presenting inaccurate data.

What is Consolidated Edison, Inc.'s estimated fair value?

Our valuation model estimates Consolidated Edison, Inc.'s fair value at $110.81 per share. The current margin of safety is 2.4%. This estimate uses a PE-based approach with analyst consensus earnings.

Why doesn't Consolidated Edison, Inc. have a moat rating?

Our standard moat analysis uses ROIC, gross margins, and switching costs — metrics designed for product/service companies. Banks compete on net interest margins and deposit costs, utilities have regulated monopoly moats, and REITs compete on property location and occupancy rates. These require sector-specific models that we plan to add in the future.

Is Consolidated Edison, Inc.'s dividend safe?

Our dividend safety analysis examines payout ratio, free cash flow coverage, and the company's streak of consecutive dividend payments to determine whether the current payout is sustainable.

FairValueLabs Disclaimer

All valuations, scores, ratings, and classifications on this page are produced by the FairValueLabs internal valuation system. They do not represent actual market value, guaranteed outcomes, or professional investment advice. These are analytical estimates for educational and research purposes only.

This is not financial advice. All data is sourced from SEC EDGAR public filings. Always consult a qualified financial advisor before making investment decisions.

Last updated: Apr 22, 2026. Data sources: SEC EDGAR (financial statements), Yahoo Finance (market data, analyst consensus). Data may not reflect the most recent quarter.

ED analysis methodology: How we calculate fair value, Z-Scores, and moat ratings